New York Based Restaurant The Smith Opens In River North Near Chicago Business Apartments

Located in the heart of Chicago’s River North neighborhood,home to clubs and business apartments alike,comes The Smith,a New York and Washington D.C.-based restaurant that is now calling Chicago one of its new homes. Focused mainly on American dishes,The Smith has also added some fancy new international dishes to its lineup.

The location on Clark St. is perfect for residents of the area’s nearby temporary housing units and downtown office workers alike. If you’re like many people in the city of Chicago,you may be interested to hear that The Smith plans to offer great happy hour specials for people to take advantage of after work,and that’s not all. Private parties and other events will be great for those of you who like to entertain guests and coworkers in settings outside of the standards in Downtown Chicago.

Despite the fact that the restaurant wasn’t created in Chicago or by a Chicagoan,owner Jeff Lefcourt plans to make residents feel at home at The Smith. In addition to planning regional dishes,Lefcourt also intends to have plenty of local beers on tap for local beer lovers who want to support midwest breweries.

When The Smith opened up back in 2001,the menu was great,but it has evolved a lot since then. For example,a new raw bar that is a integral part of the menu didn’t exist back in 2001. One thing that hasn’t changed is the fries – something the restaurant is known for,and it’s all thanks to the Idaho potatoes they always purchase. To bridge the gap between New Yorkers who love thin crust pizza,and Chicago residents who swear by the city’s deep dish alternative,The Smith will serve up pizza in pans,a halfway point between the two distinct and delicious style.

Located in the heart of Chicago’s River North neighborhood,home to clubs and business apartments alike,comes The Smith,a New York and Washington D.C.-based restaurant that is now calling Chicago one of its new homes. Focused mainly on American dishes,The Smith has also added some fancy new international dishes to its lineup.

The location on Clark St. is perfect for residents of the area’s nearby temporary housing units and downtown office workers alike. If you’re like many people in the city of Chicago,you may be interested to hear that The Smith plans to offer great happy hour specials for people to take advantage of after work,and that’s not all. Private parties and other events will be great for those of you who like to entertain guests and coworkers in settings outside of the standards in Downtown Chicago.

Despite the fact that the restaurant wasn’t created in Chicago or by a Chicagoan,owner Jeff Lefcourt plans to make residents feel at home at The Smith. In addition to planning regional dishes,Lefcourt also intends to have plenty of local beers on tap for local beer lovers who want to support midwest breweries.

When The Smith opened up back in 2001,the menu was great,but it has evolved a lot since then. For example,a new raw bar that is a integral part of the menu didn’t exist back in 2001. One thing that hasn’t changed is the fries – something the restaurant is known for,and it’s all thanks to the Idaho potatoes they always purchase. To bridge the gap between New Yorkers who love thin crust pizza,and Chicago residents who swear by the city’s deep dish alternative,The Smith will serve up pizza in pans,a halfway point between the two distinct and delicious style.

Debt has been a problem for humanity as long as a there has been currency to loan. Even as far back as B.C.,there have been debt problems plaguing everyday people. These days,however,it is a prime example of the state of things when estimates are that the average US household has more than $19k in credit card debt. This is a staggering amount of debt that affects many,many people.

For people who have a large amount of debt,there are programs to help them become debt free. Debt relief is a way that those in deep debt can get their lives back without all the harassing phone calls and threatening mail.

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Finding the right debt relief option does take a matter of research and careful consideration. Every option has its pros and it’s cons,so in order to find the one that is the best fit for your situation it is necessary to do research and consult the right firms.

Debt consolidation services one method that many use to get rid of their debt. Using this method,a company acts as the middle-man between the company that wants the money and the person who has the debt. Usually,they can work out a deal to consolidate the debt down to a smaller amount that what is owed. This may seem like a great idea,but many times there is an inherent risk involved. The debt consolidation company might require the person who owes money to take out yet another loan backed by the person’s home or other asset. This is not debt relief and can be like playing Russian Roulette,where the debt has now just moved to a different company.

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Debt reduction is when the company you hire negotiates a reduction of your debt by up to 60 percent. Some debt reduction companies charge a percentage of what they save you,which can be substantial,so it’s important to find a company that is ethical in the way they handle your debt relief.

Christian Debt Relief is based upon helping those who have a burden of debt and doing so in a moral and ethical way using Christian values. Using a Christian debt relief company is the best way back to living a more simple life and living with integrity.

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Owing a large amount of money can be a stressful and unappealing situation for anyone who’s caught in it. Constant phone calls,frightening mail,and hopelessness are all unfortunate symptoms of getting lost in debt. For these individuals,however,there are some debt relief options that can make all the difference. It’s important to get to know which options are available to you and which is the best route to take on your way to being debt free.

By John Sage Melbourne

Rule 2: Develop a plan to increase objectivity and minimise feeling (Component 1).

From action one you should identify any number of details and basic ideas and ideas that you hold about investment and includes these right into a single over riding viewpoint or methodology of investment.

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A sign threat/ return questionnaire

The complying with questionnaire offers a guide to your individual resistance for threat and its relationship to investment return. Each question ought to be addressed with a number position from 1 for “strongly disagree” to 5 for “strongly agree”.

Inquiry 1: Earning a high long-term overall return that will certainly enable my resources to expand faster than the inflation rate is one of my most important investment goals.

Inquiry 2: I would such as an investment that offers me with an opportunity to defer taxation of resources gains to the future.

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Inquiry 3: I do not call for a high degree of current earnings from my investments.

Inquiry 4: My major investment objectives are fairly long-term.

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Inquiry 6: I want to run the risk of a short-term loss in return for a possible higher rate of return in the long run.

Inquiry 7: I am monetarily able to accept a reduced degree of liquidity in my investment profile.

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Debts will subject you to stress and many calls from your creditors asking you to settle your debts. There are strategies that you can adopt if you are in debts. The debt relief option depends on several factors such as the amount of debt you owe. The first step you can take to eliminate your debts is to control how you spend especially using your credit card. Here are the top ten tips that you can adopt for easy debt relief;

Put Down the Credit Card

Minimize the number of times you make purchases using your credit card. Use your debit card instead since you get to pay for what you can actually afford. It also encourages you to spend within your budgets.

Cut Down on Luxuries

Unknown by many people,eating out is a luxury especially if you do that on a daily basis. Cook at home and refrain from eating out; if it’s possible,carry packed lunch to the office.

Balance Transfer

If you have multiple credit cards with high interest rates,consider transferring the balance on the credit cards with high interest rates to a credit card with low interest rate because it will be easy to pay off what you owe.

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Consolidation Loans

Some banks may offer debt consolidation loans that will help you to pay back the credit card debt. You should however note that debt consolidation might not be the best option because you will only be moving all your debts from one creditor to another. Credit settlement is the next best alternative.

Make Extra Payments

If you have extra cash,channel it to paying off your debts. Paying just the minimum amount will not do you any good. As a matter of fact,you will end up repaying your debts for a longer period of time.

Dip into Your Savings Account

If you have accumulated massive debt,you have the option of paying back all of it using your savings. This is definitely not the best option but if you have exhausted all other options,you can dip into your savings. Once you clear your debts,you can start saving again,since you will be debt free,you might save up the money you initially had within a very short period of time.

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Borrow Funds Against the Value of Your Life Insurance

You can borrow against your life insurance if it has cash value. You should however ensure that you pay back the loan.

Get a Home Equity Loan

A home equity loan may help you to get some extra cash. If you have accumulated equity for some time,you may get a home equity loan which you may use to pay what you owe.

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Talk to the Credit Card Companies

If you find out that you may be unable to settle what you owe on time,it would be advisable to talk to your creditors and explain your current situation. They may lower the interest rate or offer other debt relief options that may be suitable for you.

Debt settlement

Of all the debt relief options,debt settlement is arguably the best option. With debt settlement,you will only pay a small percentage of what you actually owe.

“Government debt relief programs; do they exist?”

Yes,government debt relief programs do exist. However,federal debt relief programs are only available for student loans.

Federal student loan relief programs are available at StudentLoans.Gov.

The key to getting a low monthly payment and the maximum amount of loan forgiveness is to qualify for an income-driven repayment plan.

The Pay As You Earn plan is a popular federal program that offers a low monthly payment and loan forgiveness.

The lower a person’s income and bigger their family size,the lower their consolidated monthly payment will be.

Students do need to recertify the Pay As You Earn and all of the income-based repayment plans every year,so if a person’s income changes so can their payment.

AFSLR Certified Student Loan Expert,Wesley Hendrickson,stated; “Don’t forget to recertify or you can lose your eligibility for loan forgiveness,and your payment can skyrocket. This is the most common mistake that I see students make. The next thing you know,your wages will be getting garnished,and credit score is shot.”

For credit card relief,government programs don’t exist. Credit card relief options available through third-party companies are available. Make sure the company you choose is IAPDA Certified and highly rated by the Better Business Bureau.

A person can also work directly with their credit card company,but the savings will be minimal compared to what a person can save with a debt relief program. Your credit card company may temporarily reduce your payments and interest,but it will only be temporary.

Most debt relief companies across the nation offer debt settlement services,but this program comes with negative consequences.

A person’s credit score can be negatively impacted and credit card lawsuits can occur while on a debt settlement program. In only about 2% of all cases,credit card companies will sue a person while on a debt settlement program. While this isn’t a large percentage of lawsuits happening,it is something that you need to beware of and ready for.

Before you join a debt settlement program,make sure to understand ALL of the potential negative consequences. Do your research and make sure the company helping you is transparent and has reputable credentials.

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How debt validation works

Debt validation can allow a person tolegally stop paying a debtand walk away from the debt without paying a dime to the debt collection company and only having to pay the debt relief company’s fees.

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Debt relief programs that improve your credit score

No debt relief program will improve your credit score unless you get a debt relief loan to pay off your credit cards.

Since all plans can have an adverse effect on credit scores; debt validation comes with credit repair,aiming to get the debt and it’s associated negative marks completely removed from the clients’ credit reports by the end of the program.

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Getting into debt seems like one of the easiest things you can do. Most credit card companies make it too easy to get more credit and thus further into debt you go. If you are like so many other people and use credit cards a lot then you know how easy it is to become overwhelmed with debt. Getting out of debt should be your number one priority. Make a plan so that you are always working towards paying of your debt. Changing the way you use your credit cards can help you to avoid staying into debt.

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Use a plan of action to pay of your debt that works. There are many debt collection companies that send you letters in the mail but be aware that they are trying to make money of of you. In most cases they do not pay your bills in a timely manner and really only care about the fee they get from the debt you are paying back. It is good advice to try to make payments directly to the creditors you owe and avoid any third party agencies. Remember they have to make money as well and some of the money you are using to pay back your creditors will end up in there pockets as well.

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Look at the way you spend money and especially your credit cards. If you make charges each month and can not pay the balance in full then realize that you are actually paying more for each purchase you make. Each cup of coffee or lunch deal that you get will cost an addition amount in the form of interest. This extra money can really add up quickly. It is better if you can pay cash or limit your purchases to ones that can be paid off in full each month. This is the best way to avoid adding to the amount of debt that you currently already have. It is easy to keep adding to the debt but it is better to work towards reducing it.

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Using a debt loan to consolidate your debt can be a good choice. The reason you might want to roll that debt into a loan is that the rate you are paying for interest is much lower than if you continue to pay your credit cards. They can be 4 to 5 times higher and this means that the amount of money you pay back is higher than it needs to be. Making smart choices when it comes to reducing your debt can make a big difference to getting out of debt altogether.

Remember that the more attention you pay to getting out of debt the faster it will happen. If you ignore the debt you have and pretend it will just go away one day then you will probably always have a problem. The best solution is to do something about the debt you have.

When we owe a lot of money,we often lose our peace of mind and sleep,as we are constantly worried about paying back the money that we have borrowed. When the borrowed amount is small and it is borrowed from friends or family,we have the opportunity of paying them back at our own discretion,but when the money has been borrowed from financial institutions like banks,we do not have the advantage of paying back at our convenience.

When we borrow money from the banks in the form of loans and credit cards,we need to pay the money back in a given period of time and if we don’t our debt amount increases. Thus,people always try to find ways through which they can get relief from debt. There are lot of misconceptions and myths associated with debt relief. Here we will try to bust 3 of the common myths about debt relief.

Myth 1 – Only home owners can get a consolidation loan

Many people believe that in order to qualify for consolidation loans,they need to be home owners or else they will not qualify for these loans. However,this is not true since most of the lenders offer loans for consolidation of debt and since these loans are unsecured the applicants do not need to pledge their home or any other financial asset as collateral. These institutes will help you in clearing your debts,even if you do not own a house,as long as you meet the rest of the criteria to be eligible for these loans. One such criteria is that the total debt amount should not be less than $10,000.

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Myth 2 – Debt settlement does not reduce interest rates

This is another widespread believe,which is not true. People think that debt settlements will not help them in lowering the total debt amount,but will only provide them with a certain amount of relief in the interest rates charged. However,the fact is that such settlement agreements can actually assist people in not only reducing interest rates but also in reducing the total debt amount. Also,such services will provide the people with an opportunity to make single payments every month,rather than multiple payments to different lenders,like credit card companies,mortgage companies etc.

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Myth 3 – The impact on the credit rating is there to stay (permanent)

People have a misconception that once their credit rating has been affected due to bad debt,there is nothing they can do to improve it. This is the reason why many people do not even make an attempt to avoid bankruptcy as they think that avoiding it will be of no help. However,the truth is that through consolidation of debt people can not only get debt relief,but they can also improve their credit ratings in the long run. The impact is not permanent and any impact caused by the settlement agreements will also get corrected once people try to make payments and pay off their debts.

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These are few of the common myths related to getting relief from debt. People should try their best to avoid bankruptcy and clear all their debts in order to attain complete financial independence.

If you’ve lived in Downtown Chicago corporate housing near Streeterville or River North for awhile,chances are you’ve taken coworkers to one of Chicago’s worst kept secrets – Three Dots And A Dash tiki bar. As tiki bars have exploded in Chicago over the last few years,Three Dots ANd A Dash has consistently been at the top of residents’ lists – and for good reason. Using that momentum,the owners announced this month that they plan to open a brand new bar inside the existing tiki bar – Bamboo Room.

The owners say Bamboo Room will seat 22 patrons and will aim to give tiki bar fanatics a more sophisticated and refined option when selecting which tiki joint to hang out at. If you or a fried live in one of the area’s many furnished rentals or short term rentals,you’ll probably want to make sure Bamboo Room is on your radar due to the fact that it’s perfect for business meetings or bringing out of state guests to.

Paul McGee,one of the most forefront bartenders in the country,was responsible for opening Three Dots and a Dash back in 2013,and Downtown Chicago couldn’t have been more thrilled at the time. The momentum kept up,and McGee opened up another tiki bar,Lost Lake,in Logan Square just a few years later.

Kevin Beary,the current beverage director for the group that runs Three Dots and a Dash,is super happy to see the new bar open.

“It just gives us the ability to do more,” he told a reporter earlier this year. “To do a lot of things that were prohibited due to the volume of Three Dots. This is the nerdy stuff we collected along the way,going through recipes of classic Tiki cocktails. The thought was,’Oh my god,we have to figure out a way to try to do this.'”

will feature hearty American dishes with chef-driven spins,according to the group. City Works is no stranger to the food scene in American – the Schaumburg location is their eighth location.

According to a press release that the management group put out earlier this year,the space features a 5,300 square-foot patio with an indoor and outdoor bar,a jumbo 130″ HDTV,a bocce court,and 9,200 square feet interior part of the restaurant with seating for 158,bar seating for 23,11 65″ and four 110″ HDTVs. But that’s not all! If you’re looking for a place to host a private event,City Works in Schaumburg is the place to do it. The restaurant will have a private event space with a 110″ HDTV that can accommodate up to 50 people and 36 for a seated event.

Just because this is the Chicagoland’s first location doesn’t mean that the beer menu will be featuring all out-of-state beers. Bottleneck notes that more than 40 percent of the beers on their list will be brewed by Chicagoland brewers. And if you’re not a beer drinker,don’t worry – the Bloody Mary is perfect for someone like you. The drink features a spicy house Bloody Mary mix and Tito’s Handmade Vodka,crowned with grilled shrimp and a skewer loaded with cubed pepper jack cheese,cornichon,cherry tomato,Gibson cocktail onion,and a Slim Jim stir stick,according to the release.

Essentially the most well-liked solutions to boost magnificence to your interior could be by renovating your bathroom. It’s a room or space that heightens the worth as well as visual appearance of your residence,and seeing that we will hang out in our bath rooms regularly,utilizing this living area as a refined retreat is something progressively more individuals are preparing for themselves.

- are certainly a desirable choice for today’s property owner. These products bring back recollections of classic days gone by,however given the prevailing demand from customers,companies have updated the baths in addition to the antique fixtures to match the wants of today’s house owner. While the old fashioned cast iron still is available in the market,now it’s possible to find up-to-date and innovative claw foot tub fixtures to compliment them and perhaps shower attachments.

Claw foot tub fixtures are available in three kinds of mounts: (the way that they connect to the tub) tub wall fastened,free standing and rim mounted. The most popular configuration in america may well be the tub wall mounted,even though many users are choosing to go along with the openings for the clawfoot fixtures drilled in the deck. Accomplishing this method requires a lesser amount of tub room and presents a unique and desirable overall look to the tub as well.

You’ll find primarily Four different types of finishes you can purchase all of your clawfoot tub fixtures in: polished chrome,polished brass,oil rubbed bronze and brushed nickel. Not all variations may be found in all finishes,therefore realizing what exactly you might be searching for before hand will assist you to cut down your searching to the companies that have the things you need.

Whenever you’re deciding on your fixtures for your claw foot tub,make sure to select the proper clawfoot faucet for your variety of tub. On top of that,make sure you pick the corresponding waste/overflow unit,not to mention the supply lines (the particular water lines which flow out of your tub towards the floorboard that will bring in water supply) and verify that they go well with all of the other fixtures and decorate as much as you desire.

While you are shopping for your clawfoot tub fixtures,make sure that it provides a shower diverter if you’re thinking you could possibly wish to incorperate a shower riser. A number of faucets might not have this diverter and without it,installing a shower is definitely not possible. When you need both a hand held shower unit and a shower riser,be sure and get guidance from a person who has knowledge about just what faucets should work.

Faucet handles may vary with regard to clawfoot bathtubs,the most purchased being cross handles which resemble a plus sign. These types are nice with regards to front mount faucets,but may very well be tough if you’ve got side mount faucets considering the fact that that they are trickier to take hold of. Another handle choice is identified as the lever handle and they will perform well with both front as well as side mount clawfoot faucets. The handles for the fixtures frequently may be found in porcelain,brass,polished chrome and bronze.

- advises that at this time there are many retailers available on the market for you to purchase online your clawfoot bathtub faucet and bath tub through. By having a choice of finishes and configurations,you will definitely purchase something that accommodates the trend you want.

When somebody walks into a bathroom making use of a vintage bath tub,combined with enticing clawfoot fixtures,often the reactions are typically ones of envy. It is what makes the bathroom get noticed,and simply shouts calmness and five star. Given the tradition attached to this appearance,it will always be liked by many hoping to return their home to a more traditional,Victorian look,and yet is certainly as popular in the sophisticated design baths similarly. It certainly is a time honored design which should carry on in appeal for years ahead.

ByJohnSageMelbourne

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